OVERVIEW In March 2019, Poverty Solutions released “AUTO INSURANCE AND ECONOMIC MOBILITY IN MICHIGAN: A CYCLE OF POVERTY”, a policy brief detailing the sources of Michigan’s highest-in-the-nation auto insurance rates and providing policy options for policymaker seeking to enact changes that would reduce overall rates and reduce rate disparities. The report pulled data from The Zebra, an auto insurance comparison marketplace, to show the distribution of rates by ZIP code and to calculate a cost burden for each ZIP code. DATAThe Zebra – provides ZIP code level data on average auto insurance rates from 2011-2017. The data represents an average of market prices facing a consistent base consumer profile. According to the Zebra, “Analysis used a consistent base profile for the insured driver: a 30-year-old single male driving a 2014 Honda Accord EX with a good driving history and coverage limits of $50,000 bodily injury liability per person/$100,000 bodily injury liability per accident/$50,000 property damage liability per accident with a $500 deductible for comprehensive and collision”.[1] For more information on The Zebra’s data collection methodology go to www.thezebra.com.Click here for metadata (descriptions of the fields).